4 thoughts on “What is the difference between VISA card and Masterdaka”
Maggie
(1) In appearance: Visa (VISA) credit card identity: with the word "VISA", the card number starts with the word "4". The Master Credit Card Idential: There are red and yellow dual earth on the card surface, with the word "", and the card number starts with the word "5". (2) Scope of use:
VISA card: It is more common in North America, Australia, and Asia Pacific. It can be used in foreign VISA cards so far. In China, VISA has a larger range of use than MasterCard, but the difference is not much. Thenen: It is more common in Europe and North America. So far, everything can be used abroad. (3) Clearing method:
This VISA, MasterCard International clearing system: Foreign currency transaction (USD), converted into US dollars, plus 1-2%of the currency conversion fee, buy after returning to China Retocks. The channel credit card in the international clearing organization, VISA card and MasterCard card need to convert the local currency into US dollars, and then use RMB to buy foreign exchange and repay (that is, the local currency-USD-RMB, if it is the US dollar, The district is the US dollar-RMB). For example, the VISA card is held in your hand, so you can swipe the card on the VISA's swiping machine. The dual currency card will be based on the US dollar or the euro account (according to the setting of the card issuing bank, most of the current RMB dollar dual currency card), such as swiping), such as swiping 500 US dollars, just account for $ 500. (4) Currency conversion fee:
If in the non -US dollar zone, consumer currency is non -US dollar (such as euro, yen, Australian dollar, Hong Kong dollars, etc.), brush VISA, MasterCada, American Express will charge 1%-2%currency conversion fee. In addition, VISA, MasterCard, and American Express will collect additional card swiping fees alone. UnionPay only has a exchange rate conversion, and does not generate card swiping fees. Multi -currency cards can be exempted from this cost within the scope of money. Generally speaking, the non -US dollar zone is more cost -effective to use UnionPay cards or local currency cards, while saving the handling fee, it also reduces a converted process. and in the US dollar area, swiping VISA and MasterCard consumption, there is no need to pass any currency conversion, there is no handling fee and currency conversion fee. Therefore, in general, the use of VISA cards in the US dollar zone is more cost -effective. (5) Fee fee:
VISA, Master Dada: each transaction fee is 2-3% (6) loss and card supplement fee: visa: abroad abroad Lost VISA card requires $ 175 to make up card costs. In China, depending on the banks, the types of card levels are different, and the cost of replenishment is different. The MasterCan: Lost everything in foreign countries, $ 148 for card replenishment. In China, depending on the banks, the types of card levels are different, and the cost of replenishment is different. The expansion information: VISA (Tosa), (Mastercard), China UnionPay (UnionPay Card) to build a alliance for swiping card consumption globally. After domestic banks cooperate with them, domestic banks issued Credit cards can swipe cards within their alliance, and can even consume directly with UnionPay cards in some countries and regions. You can choose to apply for a VISA credit card or (Masterda) credit card when applying for a credit card. It, the two international organizations are not much different from the country. The difference between the difference is the UnionPay card, just like Coca -Cola and Pepsi and Wahaha. Which one can choose to rely on their preferences. If you often travel or swipe your card in Asia, Australia, it is recommended that you choose VISA, because VISA has a large number of merchants accepted in Asia and Australia, which is more convenient to use. The advantage is Europe and North America. Friends who often go to this Europe and America can choose (MasterCada). Reference materials: Baidu Encyclopedia -Differences and VISA differences
The difference between VISA card and Wanshida Card: 1. In terms of region, UnionPay is China's card organization, and VISA and Masterda are both US card organizations. The domestic bank cards are attributed to different bank card organizations according to the different head numbers. The bank card that leads to the "4" is the VISA card organization. The "60" and "9" lead belong to China UnionPay,
and the UnionPay card of "62" and "60" is the UnionPay standard card that meets international standards. UnionPay's main card in recent years.
2. From the perspective of use, if you only consume in China, UnionPay is the best choice, but if you often need to spend abroad, a VISA or Wanshida will be essential.
In recent years, in order to meet the needs of users, major banks have launched dual currency cards, that is, UnionPay VISA or UnionPay Wanshida, so that users can take UnionPay channels in domestic consumption and go abroad abroad You can take VISA or MasterCard channels.
3, VISA card is the end of 1982, which was issued by Visa International Organization since the end of 1982. Its former American Inc. was established in 1959 and issued the Bank of America (Bank- American).
4, Mastercard () was established in 1966, and the global headquarters is located in New York, eastern United States. As the world's leading payment company, MasterCarda is committed to providing a more convenient and efficient financial payment environment for consumers worldwide. Extension information: (1) Visa (VISA) VISA is one of the world's most famous payment brands. VISA and VISA special merchants, ATM and member financial institutions around the world work together Cooperate to make this dream come true. VISA Global Electronic Payment Network -Visanet -is the world's most widely covered consumer payment processing system, and continuously fulfills the global commitment to make your VISA cartoon. At present, more than 20 million special merchants in the world have accepted VISA cards, and more than 840,000 ATMs are all over the world. Therefore, VISA's global network allows you to easily use the VISA card no matter where you are. visa international organization itself does not issue cards. In the Asia -Pacific region, Visa International Organization has more than 700 member financial institutions to issue various VISA payment tools, including credit cards, debit cards, corporate cards, business cards and procurement cards. These products can make you feel safe, convenient and reliable when spending. VISA established representative offices in Beijing and Shanghai in 1993 and 1996, respectively. VISA has 17 Chinese -funded member financial institutions and 5 foreign membership banks including UnionPay. As of the end of March 2005, VISA issued about 5.4 million VISA cards in mainland China, with 17,000 automatic tellers, and VISA's transaction volume in mainland China reached 3.2 billion US dollars. (2) Wanshida () The International Organization for the International Organization of Wanshida to establish an international credit card system from the late 1950s to the beginning of the 1960s, and immediately became popular in the world. In 1966, the organization of a bank card association (Interbank) was formed. In 1969, the patent rights purchased by the Banking Card Association unified the credit card name and style design of each card. In the following ten years, the original name was renamed. Wan Shidaka International Organization is a non -profit association organization that includes financial institutions around the world. Its members include commercial banks, savings and loan associations, and credit cooperatives. Its basic goals have always been unswerving: communicate the exchange of bank card information between domestic and foreign members, and facilitate the distribution institutions to enter the bank card and travel check market for development, regardless of scale, and seek development. Thesa cards are already well -known names in the world. However, it was only a domestic card in the United States thirty years ago. Its well -known is that the International Organization of MasterCard has always provided by the belief of the cardholder to provide holders to provide holdings to hold holdings. The latest and most complete payment services of cardholders are thus recognized by cardholders around the world.
VISA is the two major credit card organizations in the world. Generally, there are more VISA in the United States, and there are more in Europe with Master. Visa is also translated as Visa and Victoria. It is a credit card brand. The VISA International Organization in St. Francisco, California, USA is responsible for operation and management. The VISA card was issued in 1976, and its predecessor was the Bank American issued by the Bank of America. On August 31, 2012, Visa will be allowed to issue cards in China. On April 22, 2016, Visa announced its financial report. In the fiscal season as of March 31, Visa's net profit was $ 1.71 billion. In July 2017, VISA ranked 25th in the world's 100 most valuable companies in 2017.
In June 2018, VISA will invest in Billdesk, India's Mencius Payment Gatement Company, Billdesk, which is about $ 250 million. The valuation given by this round of financing is between 1.5 billion and $ 2 billion. Reference materials: VISA (credit card brand) -Baido Encyclopedia MasterCard International Organization
Pay content for time limit to check for freenAnswer Hello! I am glad that you choose to use Baidu to ask the consultation project! Thank you for your trust in us. I work with me here. The staff and the respondent. Thank you for your sincere thanks !!! For the questions you raised, our system has allocated to the most professional respondent for you. In the next 5 minutes, he will answer the questions you raised There are a large number of consultations, please wait patiently. You can view -to your question, make up for the information, or supplement your problem.n1. Different addresses 1. MasterCarda was established in 1966 and is headquartered in New York, eastern United States. 2. Visa, VISA International Organization, in St. Francisco, California, USA is responsible for operation and management.n2. Different status in China 1. Mastercard: In 1988, he entered China and became the first international payment company to enter China. At present, China's major commercial banks are members of MasterCard. 2. Wesaka: In June 2010, VISA sent a letter to member banks around the world, requiring that on August 1, 2010, when accepting a dual currency credit card with VISA logo overseas, it should not pass the China UnionPay clearing channel. Otherwise, VISA will be fined high.nExtended information: In the late 1940s of the birth of credit cards, in 1951, the Franklin National Bank of New York standardized this application and launched the first modern credit card. The Bank of America, headquartered in California, promoted this approach to the United States, and launched the US Bank Card (today's VISA card) in 1960. At the same time, banks are established as branches in major cities. These branches signed contracts with merchants to allow credit card payment and develop cardholders within their scope.nSince then, the bank card payment business has developed rapidly, and 76.6 billion bank cards were issued in 1995 (including Mastercard, VISA cards, discovery cards, Express cards, JCB cards, big Laika, etc.). In 1995, the total credit card transaction was $ 1.5 trillion. At the same time, the development of the transfer card is also very fast, such as ATM cash card.nIf my answer is helpful to you, please give a praise (evaluate in the lower left corner), look forward to your praise, your hand -raising work is important to me, and your support is also the motivation for my progress. If you think my answer is satisfactory, you can click on my avatar one -on -one consultation. Finally, I wish you good health and a happy mood again!n4 morenBleak
The difference is: visa and Masterdown are two different companies, and they are two different settlement systems during the settlement. The bank card with the word "4" belongs to the VISA card organization, and the "5" lead belongs to Masterda. Among them, VISA is more common in the United States and Asian countries, while MasterCard has a greater influence in Europe. Therefore, if you go to Europe, you may be more convenient to bring a credit card with a sense of things, and you can use a VISA credit card in the United States.
The expansion information:
VISA card types VISA general card: The world's most popular VISA card, enjoy convenient, safe and reliable payment services. Caspic shopping, or online bookstore shopping, regardless of daily shopping, booking hotels, or online bookstores, VISA cards are the most recognized and accepted by merchants, and they are equally popular on the Internet as the real world. VISA Gold Card: Whether it is a new customer with good credit records, or old customers who have always supported VISA cards, please immediately upgrade the gold standard of using VISA gold cards to enjoy superior services. As long as you hold the VISA gold card, you can enjoy the credit limit, circulating credit quota, emergency reissue of new card services and travel cash expenditure services of more than $ 5,000. In addition, VISA Gold Card holders can enjoy travel accident insurance, medical and legal service introduction and assistance, as well as the VISA Global Emergency Service Center for 24 hours a day uninterrupted free telephone support. VISA Platinum Card: VISA Platinum Card offers special high credit quotas, tailor -made tourism reception services and entertainment projects, $ 500,000 travel accident insurance, and a series of fascinating exclusive discounts. · VISA Unlimited Card: VISA Unlimited Card over the boundary of ordinary payment, providing the credit quota that is difficult to find elsewhere, beyond imagination, tailor -made benefits, and unparalleled services. People can enjoy the unique position of Visa unlimited cards. VISA debit card: VISA debit card can be paid directly from the bank account, and the payment record will be listed in the bank's monthly order, making the financial management easier and more convenient. Car daily shopping, restaurant dining, car refueling, travel and shopping, you can use VISA debit cards to pay, everything is naturally simpler. You can also use the VISA debit card to withdraw cash in the automatic withdrawal machine around the world. VISA debit cards order the shopping process faster, convenient and safe, and tens of millions of merchants around the world can accept it. VisaWave card: icidal card readers can complete the payment, as long as the VisaWave card is close to the card reader, the process is faster, simpler and safer. : The discounts provided by the VISA card are all integrated into the mobile phone. You can buy or download coupons, games, music, play tickets, and so on. VISA prepaid card: This choice other than payable, facilitates the safe VISA prepaid card to provide a relaxed, convenient and safe way, you can pay anytime, anywhere, and always feel at ease. It is a travel prepaid card that can go to more than 200 countries or regions around the world for more than 1.8 million automatic withdrawal machines around the world, and to extract local currency for tourism costs. Reference materials: VISA — Baidu 100 Keke
(1) In appearance:
Visa (VISA) credit card
identity: with the word "VISA", the card number starts with the word "4".
The Master Credit Card
Idential: There are red and yellow dual earth on the card surface, with the word "", and the card number starts with the word "5".
(2) Scope of use:
VISA card: It is more common in North America, Australia, and Asia Pacific. It can be used in foreign VISA cards so far. In China, VISA has a larger range of use than MasterCard, but the difference is not much.
Thenen: It is more common in Europe and North America. So far, everything can be used abroad.
(3) Clearing method:
This VISA, MasterCard International clearing system: Foreign currency transaction (USD), converted into US dollars, plus 1-2%of the currency conversion fee, buy after returning to China Retocks.
The channel credit card in the international clearing organization, VISA card and MasterCard card need to convert the local currency into US dollars, and then use RMB to buy foreign exchange and repay (that is, the local currency-USD-RMB, if it is the US dollar, The district is the US dollar-RMB). For example, the VISA card is held in your hand, so you can swipe the card on the VISA's swiping machine. The dual currency card will be based on the US dollar or the euro account (according to the setting of the card issuing bank, most of the current RMB dollar dual currency card), such as swiping), such as swiping 500 US dollars, just account for $ 500.
(4) Currency conversion fee:
If in the non -US dollar zone, consumer currency is non -US dollar (such as euro, yen, Australian dollar, Hong Kong dollars, etc.), brush VISA, MasterCada, American Express will charge 1%-2%currency conversion fee. In addition, VISA, MasterCard, and American Express will collect additional card swiping fees alone. UnionPay only has a exchange rate conversion, and does not generate card swiping fees. Multi -currency cards can be exempted from this cost within the scope of money. Generally speaking, the non -US dollar zone is more cost -effective to use UnionPay cards or local currency cards, while saving the handling fee, it also reduces a converted process.
and in the US dollar area, swiping VISA and MasterCard consumption, there is no need to pass any currency conversion, there is no handling fee and currency conversion fee. Therefore, in general, the use of VISA cards in the US dollar zone is more cost -effective.
(5) Fee fee:
VISA, Master Dada: each transaction fee is 2-3%
(6) loss and card supplement fee:
visa: abroad abroad Lost VISA card requires $ 175 to make up card costs. In China, depending on the banks, the types of card levels are different, and the cost of replenishment is different.
The MasterCan: Lost everything in foreign countries, $ 148 for card replenishment. In China, depending on the banks, the types of card levels are different, and the cost of replenishment is different.
The expansion information:
VISA (Tosa), (Mastercard), China UnionPay (UnionPay Card) to build a alliance for swiping card consumption globally. After domestic banks cooperate with them, domestic banks issued Credit cards can swipe cards within their alliance, and can even consume directly with UnionPay cards in some countries and regions. You can choose to apply for a VISA credit card or (Masterda) credit card when applying for a credit card.
It, the two international organizations are not much different from the country. The difference between the difference is the UnionPay card, just like Coca -Cola and Pepsi and Wahaha. Which one can choose to rely on their preferences. If you often travel or swipe your card in Asia, Australia, it is recommended that you choose VISA, because VISA has a large number of merchants accepted in Asia and Australia, which is more convenient to use. The advantage is Europe and North America. Friends who often go to this Europe and America can choose (MasterCada).
Reference materials:
Baidu Encyclopedia -Differences and VISA differences
The difference between VISA card and Wanshida Card:
1. In terms of region, UnionPay is China's card organization, and VISA and Masterda are both US card organizations.
The domestic bank cards are attributed to different bank card organizations according to the different head numbers. The bank card that leads to the "4" is the VISA card organization. The "60" and "9" lead belong to China UnionPay,
and the UnionPay card of "62" and "60" is the UnionPay standard card that meets international standards. UnionPay's main card in recent years.
2. From the perspective of use, if you only consume in China, UnionPay is the best choice, but if you often need to spend abroad, a VISA or Wanshida will be essential.
In recent years, in order to meet the needs of users, major banks have launched dual currency cards, that is, UnionPay VISA or UnionPay Wanshida, so that users can take UnionPay channels in domestic consumption and go abroad abroad You can take VISA or MasterCard channels.
3, VISA card is the end of 1982, which was issued by Visa International Organization since the end of 1982. Its former American Inc. was established in 1959 and issued the Bank of America (Bank- American).
4, Mastercard () was established in 1966, and the global headquarters is located in New York, eastern United States. As the world's leading payment company, MasterCarda is committed to providing a more convenient and efficient financial payment environment for consumers worldwide.
Extension information:
(1) Visa (VISA)
VISA is one of the world's most famous payment brands. VISA and VISA special merchants, ATM and member financial institutions around the world work together Cooperate to make this dream come true.
VISA Global Electronic Payment Network -Visanet -is the world's most widely covered consumer payment processing system, and continuously fulfills the global commitment to make your VISA cartoon.
At present, more than 20 million special merchants in the world have accepted VISA cards, and more than 840,000 ATMs are all over the world. Therefore, VISA's global network allows you to easily use the VISA card no matter where you are.
visa international organization itself does not issue cards. In the Asia -Pacific region, Visa International Organization has more than 700 member financial institutions to issue various VISA payment tools, including credit cards, debit cards, corporate cards, business cards and procurement cards. These products can make you feel safe, convenient and reliable when spending.
VISA established representative offices in Beijing and Shanghai in 1993 and 1996, respectively. VISA has 17 Chinese -funded member financial institutions and 5 foreign membership banks including UnionPay. As of the end of March 2005, VISA issued about 5.4 million VISA cards in mainland China, with 17,000 automatic tellers, and VISA's transaction volume in mainland China reached 3.2 billion US dollars.
(2) Wanshida ()
The International Organization for the International Organization of Wanshida to establish an international credit card system from the late 1950s to the beginning of the 1960s, and immediately became popular in the world. In 1966, the organization of a bank card association (Interbank) was formed. In 1969, the patent rights purchased by the Banking Card Association unified the credit card name and style design of each card. In the following ten years, the original name was renamed.
Wan Shidaka International Organization is a non -profit association organization that includes financial institutions around the world. Its members include commercial banks, savings and loan associations, and credit cooperatives. Its basic goals have always been unswerving: communicate the exchange of bank card information between domestic and foreign members, and facilitate the distribution institutions to enter the bank card and travel check market for development, regardless of scale, and seek development.
Thesa cards are already well -known names in the world. However, it was only a domestic card in the United States thirty years ago. Its well -known is that the International Organization of MasterCard has always provided by the belief of the cardholder to provide holders to provide holdings to hold holdings. The latest and most complete payment services of cardholders are thus recognized by cardholders around the world.
VISA is the two major credit card organizations in the world. Generally, there are more VISA in the United States, and there are more in Europe with Master.
Visa is also translated as Visa and Victoria. It is a credit card brand. The VISA International Organization in St. Francisco, California, USA is responsible for operation and management. The VISA card was issued in 1976, and its predecessor was the Bank American issued by the Bank of America. On August 31, 2012, Visa will be allowed to issue cards in China. On April 22, 2016, Visa announced its financial report. In the fiscal season as of March 31, Visa's net profit was $ 1.71 billion. In July 2017, VISA ranked 25th in the world's 100 most valuable companies in 2017.
In June 2018, VISA will invest in Billdesk, India's Mencius Payment Gatement Company, Billdesk, which is about $ 250 million. The valuation given by this round of financing is between 1.5 billion and $ 2 billion.
Reference materials: VISA (credit card brand) -Baido Encyclopedia MasterCard International Organization
Pay content for time limit to check for freenAnswer Hello! I am glad that you choose to use Baidu to ask the consultation project! Thank you for your trust in us. I work with me here. The staff and the respondent. Thank you for your sincere thanks !!! For the questions you raised, our system has allocated to the most professional respondent for you. In the next 5 minutes, he will answer the questions you raised There are a large number of consultations, please wait patiently. You can view -to your question, make up for the information, or supplement your problem.n1. Different addresses 1. MasterCarda was established in 1966 and is headquartered in New York, eastern United States. 2. Visa, VISA International Organization, in St. Francisco, California, USA is responsible for operation and management.n2. Different status in China 1. Mastercard: In 1988, he entered China and became the first international payment company to enter China. At present, China's major commercial banks are members of MasterCard. 2. Wesaka: In June 2010, VISA sent a letter to member banks around the world, requiring that on August 1, 2010, when accepting a dual currency credit card with VISA logo overseas, it should not pass the China UnionPay clearing channel. Otherwise, VISA will be fined high.nExtended information: In the late 1940s of the birth of credit cards, in 1951, the Franklin National Bank of New York standardized this application and launched the first modern credit card. The Bank of America, headquartered in California, promoted this approach to the United States, and launched the US Bank Card (today's VISA card) in 1960. At the same time, banks are established as branches in major cities. These branches signed contracts with merchants to allow credit card payment and develop cardholders within their scope.nSince then, the bank card payment business has developed rapidly, and 76.6 billion bank cards were issued in 1995 (including Mastercard, VISA cards, discovery cards, Express cards, JCB cards, big Laika, etc.). In 1995, the total credit card transaction was $ 1.5 trillion. At the same time, the development of the transfer card is also very fast, such as ATM cash card.nIf my answer is helpful to you, please give a praise (evaluate in the lower left corner), look forward to your praise, your hand -raising work is important to me, and your support is also the motivation for my progress. If you think my answer is satisfactory, you can click on my avatar one -on -one consultation. Finally, I wish you good health and a happy mood again!n4 morenBleak
The difference is:
visa and Masterdown are two different companies, and they are two different settlement systems during the settlement.
The bank card with the word "4" belongs to the VISA card organization, and the "5" lead belongs to Masterda.
Among them, VISA is more common in the United States and Asian countries, while MasterCard has a greater influence in Europe. Therefore, if you go to Europe, you may be more convenient to bring a credit card with a sense of things, and you can use a VISA credit card in the United States.
The expansion information:
VISA card types
VISA general card:
The world's most popular VISA card, enjoy convenient, safe and reliable payment services.
Caspic shopping, or online bookstore shopping, regardless of daily shopping, booking hotels, or online bookstores, VISA cards are the most recognized and accepted by merchants, and they are equally popular on the Internet as the real world.
VISA Gold Card:
Whether it is a new customer with good credit records, or old customers who have always supported VISA cards, please immediately upgrade the gold standard of using VISA gold cards to enjoy superior services.
As long as you hold the VISA gold card, you can enjoy the credit limit, circulating credit quota, emergency reissue of new card services and travel cash expenditure services of more than $ 5,000. In addition, VISA Gold Card holders can enjoy travel accident insurance, medical and legal service introduction and assistance, as well as the VISA Global Emergency Service Center for 24 hours a day uninterrupted free telephone support.
VISA Platinum Card:
VISA Platinum Card offers special high credit quotas, tailor -made tourism reception services and entertainment projects, $ 500,000 travel accident insurance, and a series of fascinating exclusive discounts.
· VISA Unlimited Card:
VISA Unlimited Card over the boundary of ordinary payment, providing the credit quota that is difficult to find elsewhere, beyond imagination, tailor -made benefits, and unparalleled services. People can enjoy the unique position of Visa unlimited cards.
VISA debit card:
VISA debit card can be paid directly from the bank account, and the payment record will be listed in the bank's monthly order, making the financial management easier and more convenient.
Car daily shopping, restaurant dining, car refueling, travel and shopping, you can use VISA debit cards to pay, everything is naturally simpler. You can also use the VISA debit card to withdraw cash in the automatic withdrawal machine around the world. VISA debit cards order the shopping process faster, convenient and safe, and tens of millions of merchants around the world can accept it.
VisaWave card:
icidal card readers can complete the payment, as long as the VisaWave card is close to the card reader, the process is faster, simpler and safer.
:
The discounts provided by the VISA card are all integrated into the mobile phone. You can buy or download coupons, games, music, play tickets, and so on.
VISA prepaid card:
This choice other than payable, facilitates the safe VISA prepaid card to provide a relaxed, convenient and safe way, you can pay anytime, anywhere, and always feel at ease. It is a travel prepaid card that can go to more than 200 countries or regions around the world for more than 1.8 million automatic withdrawal machines around the world, and to extract local currency for tourism costs.
Reference materials: VISA — Baidu 100 Keke